
SPECIALIZED HELP FOR YOUR CREDIT UNION

My name is Rick Mumm and I worked for the NCUA for 34+ years. After retiring in 2021, I shifted my attention to assisting credit unions with their needs in a way I couldn't while with the NCUA. Thus, I created Rick's Credit Union Services, or RCU Services for short.
While at the NCUA, I worked as a Consumer Access Program Officer, Consumer Access Analyst, Insurance Analyst, Supervision Analyst, Problem Case Officer, and Principle examiner. I started with the NCUA as a field examiner in Seattle, Washington back in the 1980s. At that time the NCUA, as it is known today, hadn't even been in existence for a quarter of a century. From there, I transferred to the, then, Region VI office located in Concord, California as a Senior Supervision Analyst and then to the Division of Insurance as a Senior Insurance Analyst.
I spent 26 years specializing at the NCUA in areas including field of membership, charter and insurance conversions, bylaw amendments, mergers, and share insurance. While in insurance, I saw many changes in field of membership policies and their implementation. I even pioneered many of the changes, along with testifying in court as an expert witness on share insurance. I have also briefed NCUA Board members on Field of Membership issues, and made presentations to them at Board meetings.
Today, I assist credit unions with all their field of membership, bylaw, or share insurance needs.
“The credit union is above all an institution aiming at the betterment of its members, rather than profits."
-Alphonse Desjardins
CONSULTING SERVICES
Bylaw Amendments
Common Bond Expansions
Multiple Common Bond
Single Common Bond
Mergers
Applications
Compatibility
Share Insurance Training
Charter Conversions
Federal to State
State to Federal
Field of Membership
Community Charter
Conversions
Expansions
Low-Income Designations
Additions
Strategy
New Charter Applications
Proof of Concept
Charter Application
Final NCUA Forms
Spin-Offs
Share Insurance Conversions
Federal to Private
Private to Federal
TIP Charter
Conversion
Expansion
Underserved Areas
Voluntary Liquidations